ICICI Bank vs HDFC Bank Stock comparison: Comparing ICICI Bank and HDFC Bank: Which Stock is a 'Must-Have'? Share Price Targets Revealed.
ICICI Bank vs HDFC Bank Stock comparison: InCred Equities stated that HDFC Bank is facing challenges with deposit growth and a weak Liquidity Coverage Ratio (LCR) of 110 per cent. The analysis suggests that if there is a potential deposit rate hike, ICICI Bank may need to follow suit to maintain its market share.
Summary
HDFC Bank and ICICI Bank have comparable positions on the margins front.
HDFC Bank is facing challenges with deposit growth and a weak Liquidity Coverage Ratio (LCR).
Analysts suggest that ICICI Bank may withstand challenges with steady earnings.
Most analysts monitoring ICICI Bank and HDFC Bank hold positive views on the two private lenders. However, a couple of brokerages favor ICICI Bank over HDFC Bank. Despite HDFC Bank's reasonable valuations, some analysts express concerns about merger-related uncertainty for HDFC Bank and believe that ICICI Bank represents the lowest-risk investment in the context of domestic macros.
Advantages of Choosing HDFC Bank
InCred Equities highlighted the challenges faced by HDFC Bank in terms of deposit growth and a weak